Terms and Conditions
These Terms and Conditions were last updated 1 May 2026Terms of Use
These terms apply to your use of the Prosper Asset Management website and associated online services. By accessing or using this website, you agree to be bound by these terms.
In these terms, “Prosper”, “we”, “us”, and “our” refer to Prosper Asset Management.
Website Information
The information contained on this website is provided for general information purposes only.
While we take reasonable care to ensure information is accurate and up to date, we do not guarantee its completeness, reliability, or accuracy. Information may change without notice.
Market commentary, investment information, and other material published on this website may contain opinions or forward-looking statements which are subject to change.
No Personalised Financial Advice
Unless expressly stated otherwise, information contained on this website does not constitute personalised financial advice, financial product advice, investment advice, or a recommendation to acquire or dispose of any financial product.
Any investment decision should be made after considering your own objectives, financial situation, and needs, and after obtaining independent professional advice where appropriate.
Financial Services
Any financial services provided by Prosper are subject to separate engagement terms, investment mandates, disclosure documentation, and applicable New Zealand laws and regulations.
Eligibility criteria, investment minimums, and service availability may apply.
Privacy
Your use of this website is also subject to our Privacy Policy, which explains how we collect, use, store, and disclose personal information in accordance with the Privacy Act 2020.
We may collect personal information directly from you or indirectly through authorised representatives, custodians, service providers, identity verification providers, or other third parties where permitted by law.
Identity Verification and Compliance
We may request information and documentation to verify identity and comply with obligations under applicable anti-money laundering and countering financing of terrorism legislation and related regulatory requirements.
We may delay, restrict, or decline services where required information is not provided or where we are required to do so by law.
Electronic Communications
Electronic communications and internet-based services may not always be secure, uninterrupted, or error free.
Although we take reasonable steps to maintain cybersecurity protections, we do not guarantee the security of information transmitted electronically or the uninterrupted availability of this website.
Website and System Availability
We aim to maintain the availability, security, and reliability of this website and associated online services. However, uninterrupted access cannot be guaranteed.
Access to the website or online systems may occasionally be unavailable, limited, delayed, or interrupted due to:
- scheduled maintenance;
- system upgrades;
- security events;
- technical failures;
- telecommunications or internet outages;
- third-party service provider issues;
- events beyond our reasonable control.
To the maximum extent permitted by law, Prosper is not responsible for any loss, damage, delay, or inconvenience arising from temporary unavailability, system interruptions, data transmission issues, or reliance on continuous access to the website or online services.
Users are responsible for maintaining their own internet access, systems, cybersecurity protections, and backup arrangements when accessing online services.
Third-Party Content and Links
This website may contain links to third-party websites or services for convenience only.
Prosper does not endorse or accept responsibility for third-party content, products, services, or websites.
Intellectual Property
Unless otherwise stated, all content on this website, including text, graphics, branding, logos, images, reports, and design elements, is owned by or licensed to Prosper and may not be reproduced or distributed without prior written consent.
No offer or solicitation
Nothing on this website constitutes an offer, solicitation, or recommendation to invest in any financial product or service.
Acceptable Use
You must not:
- use this website unlawfully or in a manner that may impair its operation;
- attempt to gain unauthorised access to systems or data;
- use automated systems, scraping tools, bots, or similar technologies to extract website content without written consent;
- introduce malicious code or interfere with website functionality.
Limitation of Liability
To the maximum extent permitted by New Zealand law, Prosper excludes liability for any loss or damage arising directly or indirectly from use of this website or reliance on information contained within it.
Nothing in these terms excludes or limits rights or remedies that cannot be excluded under applicable law.
Governing Law
These terms are governed by the laws of New Zealand.
Cookies and Analytics
This website uses cookies and similar technologies to improve website functionality, security, user experience, and performance.
Cookies are small text files stored on your device by your web browser. They help us recognise returning visitors, understand how our website is used, remember preferences, and improve our services.
We may use:
- essential website cookies required for website operation;
- analytics cookies to understand website usage and performance;
- functionality cookies to remember user preferences;
- security-related cookies to help detect fraudulent or malicious activity.
You can manage or disable cookies through your browser settings. Disabling certain cookies may affect website functionality or performance.
Google Services and Third-Party Technologies
We may use services provided by Google and related third-party providers to support website functionality, analytics, advertising, security, mapping, video content, and performance monitoring.
These services may include:
- Google Analytics;
- Google Tag Manager;
- Google Maps;
- Google Fonts;
- YouTube embeds;
- Google Ads or remarketing services;
- Google reCAPTCHA or other security services.
These providers may collect information such as:
- IP address;
- browser and device information;
- website usage activity;
- approximate geographic location;
- referral sources;
- interaction data.
Information collected through these services may be processed on servers located outside New Zealand, including in the United States or other jurisdictions where Google or its service providers operate.
Where applicable, data collected through Google services is subject to Google’s own terms and privacy policies.
You can learn more about how Google uses information at Google Terms and Google Privacy Policy.
Website Analytics and Advertising
We may use analytics and advertising technologies to better understand website traffic, measure marketing effectiveness, improve user experience, and provide more relevant content or advertising.
This may include:
- aggregated website usage reporting;
- audience measurement;
- remarketing or advertising campaign analysis;
- conversion tracking.
These technologies generally do not identify individuals directly, although certain data may become personal information where it can reasonably identify a user.
Consent
By continuing to use this website, you consent to the use of cookies and related technologies as described in these terms and our Privacy Policy.
Changes to These Terms
We may amend these terms from time to time by updating this page.